Licensed & Local in Fort Lauderdale

Free help choosing the right Medicare plan in Fort Lauderdale

Turning 65 or already on Medicare? We review your options and reach out with a personalized recommendation — by phone, text, or email. No confusing jargon. No pressure.

Licensed Insurance Agent
Fort Lauderdale / Broward County
Call, Text, or Email — Your Choice
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Get Your Free Medicare Review

Fill out this short form. We'll review your situation and reach out with a personalized recommendation within 24 hours — by call, text, or email.

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We're reviewing your Medicare options now. Expect to hear from us within 24 hours via your preferred contact method.

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How It Works

Medicare guidance made simple

Three easy steps — no pressure, no confusion, just real help.

1

Fill out the form

Tell us your name, zip code, and Medicare situation. Takes about 30 seconds.

2

We review your options

We compare plans available in your area — premiums, coverage, costs, and doctor networks.

3

Get your recommendation

We reach out with a clear, personalized recommendation — by phone, text, or email. You decide on your own schedule.

Your choice — call, text, or email. We know your time is valuable. Tell us how you'd like to hear from us, and we'll reach out that way. Want to talk it through on the phone? We're happy to call. Prefer text or email? That works too.

Compare Medicare Plans

Understanding your Medicare options

Here's a simplified breakdown of the three main paths. We'll help you figure out which is best for your situation.

🏥

Original Medicare

The government plan (Parts A & B). Go to any doctor who accepts Medicare.

  • See any Medicare doctor nationwide
  • No referrals needed for specialists
  • Hospital (Part A) + Medical (Part B)
  • No cap on out-of-pocket costs
  • No drug coverage (need Part D)
Learn if this fits you
⭐

Medicare Advantage

Private plans (Part C) that bundle everything together. Often $0 premium in South Florida.

  • All-in-one: hospital, medical, drug
  • Often includes dental, vision, hearing
  • Out-of-pocket maximum (cost cap)
  • Many $0 premium plans in Broward County
  • Must use network doctors (usually)
Learn if this fits you
🛡

Medigap (Supplement)

Fills the "gaps" in Original Medicare. Covers deductibles, copays, and coinsurance.

  • Predictable costs (low or no copays)
  • Works with any Medicare doctor
  • Travel coverage (outside FL)
  • Monthly premium on top of Part B
  • No drug coverage (need Part D)
Learn if this fits you

Not sure which plan type is right for you? That's exactly what we help with — for free. Just fill out the form above and we'll send you a personalized comparison.

Your local Medicare guide in Fort Lauderdale

Navigating Medicare shouldn't be stressful. We're a licensed insurance agent right here in Fort Lauderdale who specializes in helping people turning 65 and current Medicare beneficiaries find the right coverage.

We believe in doing things differently — no high-pressure tactics, just honest guidance. We review your situation, compare plans from top carriers in Broward County, and reach out with a clear recommendation — by phone, text, or email, whatever you prefer.

You make the decision on your own time. And our help is completely free to you.

  • Licensed insurance agent in Florida
  • We compare plans from multiple carriers
  • 100% free to you — insurance carriers pay us
  • Call, text, or email — you choose how we reach you

Serving South Florida

Fort Lauderdale, Hollywood, Pompano Beach, Coral Springs, Plantation, Sunrise, and all of Broward County.

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Frequently Asked Questions

Common Medicare questions

Don't see your question? Send us a message through the form and we'll answer personally.

Your Initial Enrollment Period starts 3 months before the month you turn 65 and ends 3 months after. This is the best time to sign up — if you miss it, you may face late penalties and gaps in coverage. If you're still working and have employer coverage, different rules may apply. We can help you figure out the right timing.
Part A (Hospital) is usually $0 if you or your spouse paid Medicare taxes for 10+ years. Part B (Medical) has a standard monthly premium of around $185/month in 2026 (adjusted for income). Medicare Advantage plans in Broward County often have $0 additional premiums. Medigap premiums vary by plan and age — typically $100-$300/month in Florida. We'll break down exact costs for your situation.
Medicare Advantage replaces Original Medicare with a private plan. It bundles everything (hospital, medical, often drugs and dental) and usually has a $0 premium — but you must use network doctors. Medigap supplements Original Medicare by covering your share of costs (deductibles, copays). It costs more per month but lets you see any Medicare doctor anywhere. The best choice depends on your health, doctors, and budget — we'll help you compare.
Yes. The Annual Enrollment Period runs October 15 – December 7 each year, when you can switch Medicare Advantage plans or go back to Original Medicare. There's also an Open Enrollment Period (January 1 – March 31) for Medicare Advantage members. Medigap switching is more limited — the best time to enroll is during your initial 6-month open enrollment period when you first get Part B.
If you choose Original Medicare (with or without Medigap), you'll need a separate Part D prescription drug plan for medication coverage. If you don't sign up when first eligible, you may pay a late enrollment penalty. Medicare Advantage plans usually include drug coverage built in. Either way, we'll make sure you're covered.
Yes, 100% free to you. We're compensated by insurance carriers when you enroll in a plan through us — the same way a real estate agent gets paid by the seller, not the buyer. The plan costs the same whether you use our help or sign up on your own. There's no obligation — if our recommendation doesn't feel right, you're free to do whatever works best for you.
However you prefer! When you fill out the form, you tell us whether you'd like a phone call, text message, or email. If you choose a phone call, we'll reach out directly to walk you through your options. If you prefer text or email, we'll send everything in writing so you can review it on your own time. Either way, we'll never contact you through a channel you didn't choose.

Ready to find the right Medicare plan?

It takes 30 seconds to fill out the form. We'll do the research and get back to you within 24 hours — by call, text, or email, your choice.

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